The biggest financial mistake Indian families make is budgeting only for tuition. This calculator
includes everything.
Most agents quote only the tuition fee — typically 40–60% of the real 6-year cost. This
calculator includes tuition, hostel, visa, annual flights, food, contingency buffer, and
one-time joining charges. No hidden surprises.
Bank loan EMI calculation uses the actual floating rates from SBI, Bank of Baroda, PNB, and
HDFC — the four banks most Indian families use for MBBS abroad education loans. Includes
moratorium period guidance.
Side-by-side comparison shows how the same budget tier costs differ across all five
destinations — so you can see if a ₹10 lakh saving in Kyrgyzstan is worth the FMGE pass rate
trade-off vs Georgia.